Now on the App Store
Budget together, envelope by envelope
The simple envelope budgeting app for your whole household. Plan your money together, log expenses in seconds and always know what's left — no bank login, no sign-up.
Free for iPhone and iPad · Premium with a 3-day free trial
One budget, everyone on the same page
Give every part of your money a home. Bill Tracker brings classic envelope budgeting to the whole household — without ever asking for your bank login.
Envelope budgeting
Groceries, rent, eating out, kids — give each envelope a budget, or none at all, and see at a glance what's left and what's over. Your month can start on payday.
Budget together
Invite your partner, family or trip crew with a link. Everyone logs, everyone sees the same numbers — and kids or grandparents without a phone can be added by name.
Clear insights
Income vs. expenses, top spending and changes since last month, for any period. See who spent what and filter by envelope or by person.
Bills that log themselves
Rent, salary and subscriptions appear automatically every month. Set any expense to repeat — even one you've already logged.
Spaces for real life
Home, holiday, renovation — each space has its own members, envelopes, budget and currency. Switch between them in one tap.
Log it — or just ask Siri
Amount, envelope, done — on a numpad made for thumbs. Or say “Log expense in Bill Tracker” and tell Siri the amount, without opening the app.
Every currency you pay in
Paid in dollars on holiday? Log it in the currency you actually paid. It's kept exactly as entered and listed separately, so your budget stays clean.
Private by design
No bank connection, no ads, no account to create, no selling your data. Shared spaces are stored in the EU. Your finances stay yours.
Speaks your language
English, Ukrainian, Hungarian, Norwegian, German, French, Portuguese and Spanish. Light and dark mode, and CSV export of all your data.
Simple on purpose
Everything important on one screen, and nothing you have to learn.
How it works
Up and running in under a minute. No account needed.
Create your envelopes
Pick from ready-made categories or make your own. Set budgets now, later, or never.
Log spending as it happens
Amount, envelope, save. Recurring bills and salary take care of themselves.
Invite your people
Share a link with your partner or family. Everyone's expenses appear on everyone's phone.
Free to start. Premium when you grow.
Everything you need to budget is free. Premium lifts the limits for bigger households.
Free
For getting started
- 1 space
- Up to 2 people per space
- Up to 10 envelopes
- Insights, recurring bills and CSV export
- Joining someone's space by invite is always free
Premium
Monthly, yearly with a 3-day free trial, or once for life
- Unlimited spaces
- Unlimited people in every space
- Unlimited envelopes
- Log expenses in any currency
- Lifetime option — pay once, no subscription
Prices are shown in your local currency in the App Store. Subscriptions renew automatically until cancelled.
Questions
Do I need to connect my bank?
No, never. You log what you spend yourself, so Bill Tracker works with every bank in every country — and never sees your accounts.
Do I need to create an account?
No. Open the app and start budgeting. When you share a space, the app connects your devices in the background — no email, no password.
Does everyone in my household need Premium?
No. Accepting an invite link to join someone's space is always free.
Which devices does it run on?
iPhone and iPad with iOS 15 or later.
What happens to my data?
Your budget stays on your device. Only spaces you share are synced, on servers in the EU, and only their members can see them. You can export everything to CSV or delete all your data in one step.
Start budgeting together today
Your first budget is three taps away.